When an unsafe driver fails to provide financial responsibility for the harm and losses they caused, insurance coverage may be limited. In such cases, there are several steps that can be taken. The same is true if the under-insured or uninsured motorist coverage of the innocent victim is insufficient to pay for all medical bills…
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A motorcyclist who lost control of his bike and incurred more than $100,000 in medical expenses from the single-vehicle crash thought he had coverage through his own motor vehicle insurance policy. The injured motor cycle driver sought coverage for the medical bills under his individual insurance, but the plan denied the claim. The reason? The…
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Sometimes more than one recovery may be had from the same tragic accident. In a case handled by my late friend Bob Arthur, a self-employed structural engineer fell from a ladder and broke his leg. The injured plaintiff brought suit against the owner of business for failure to provide ordinary care in providing and holding…
Continue readingIn a word, “yes.” In Virginia, it is permissable to “stack” medpay insurance benefits. In other words, if there are seveal cars in your household, and you are involved in a terrible crash and injure your head or break your leg, you may be able to collect not only the medpay insurance benefits on your…
Continue readingThe short answer is “yes,” you can collect medpay if you are injured at a store, office building or home. Medpay is short for “Medical Payments” insurance, which generally covers medical bills incurred, by someone legally on the property, who is hurt, up to the limit of the insurance. So, if a client slips, falls,…
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