Your Insurance Policy Coverage May Not Cover You
Injured victims often find out that what is promised in an insurance policy’s large print at the front of the paperwork is limited, restricted or voided in the “fine print” at the back of the policy.
“Most people are not going to take the time to truly understand the insurance policy they have on their car,” observes Virginia car accident attorney Doug Landau. “Even if they make the effort and take the time to read the dense insurance language, many policyholders will not understand the terms and special language used.”
That is why, after a crash that causes permanent injuries or disability, victims and their loved ones should seek out an experienced injury or disability lawyer to read through ALL of the insurance paperwork that covers people within the household. Lawyer Landau was disturbed to find out that another firm in town had settled a fatal crash case, for the “minimum limits” that existed on the car being driven, without even asking what other policies existed in the household !
For example, even though you may own only two cars – a Ford and Chevy – if there is also a Mercedes owned by a resident relative in the household, its coverage may be able to provide additional benefits on top of the first two cars’ coverages.
Some auto crash insurance can be “stacked,” meaning one policy’s monetary limits can be stacked on top of the other. Other policies do not allow such addition. A lawyer who regularly tries car crash cases and who can read through your car insurance policy will be in the best position to help you or a loved one after the dust from the wreckage has settled.
If you or someone you know has been involved in a car crash involving injuries and there are questions as to what laws apply, email or call Abrams Landau, Ltd. at once (703-796-9555).