Tag Archives: Own Occupation

Why does my Long Term Disability Insurance Company make me apply for Social Security when I’m not even old ?!!?

  Many private disability insurance companies have rules about what you must do to continue receive benefits. For Short Term Disability (“STD”), most insurance companies require simply that the insured be disabled from their “OWN OCCUPATION.” This “Own Occ” requirement means that you cannot perform the essential requirements of your own job. Usually, after a…

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