Can I Work and Still Get Social Security Disability Insurance (SSDI)?

The short answer is Yes, but deserves a bit of explanation.

First, a definition of Substantial Gainful Activity (SGA):  SGA is work that brings in over a certain dollar amount per month ($1,040 in 2013).  The Social Security Administration (SSA) figures if a person is able to earn a certain amount of money (SGA), then he or she must not be disabled and therefore should not collect benefits.

But, SSA allows disabled and injured folks to engage in Substantial Gainful Activity (SGA) during what is known as a trial work program.

A trial work program is a 9 month period during which an injured or disabled individual is actually encouraged to try to do work within his or her physical and mental limitations.  The trial period gives the worker 9 months to test out his or her ability to work — without the worry that benefits will be cut off as he or she tests the waters, so to speak.  Any month during which a worker earns $750 or more (or if self employed works 80 hours or more OR earns $750) is considered a trial work month.

A word of caution, however from Herndon disability lawyer Doug Landau who notes that if an injured or disabled worker has been working and receiving SSDI benefits for more than 9 months, and has exceeded SGA, then the worker will be disqualified by SSA and any benefits paid beyond 9 months considered as overpayment.

If you or someone you know has been injured or disabled, causing you to stop work, and there are questions as to what laws apply, email or call Abrams Landau, Ltd. at once (703)796-9555. #SocialSecurityDisability