Don’t Wait for Court: Getting Financial Compensation Before the Lawsuit
When most people think about compensation after a dog bite or other personal injury, they picture a long legal process that ends with a lawsuit, trial, and verdict or settlement. But most people don’t know that you may be able to receive money before you ever even file a lawsuit, securing early financial support to ease the stress of medical bills, missed work, and emotional toll. This was the case recently with a client whose dog bite injuries were serious, but who was able to begin the compensation process early.
Here are a few of the most common sources of money before an official lawsuit is filed:
1. MedPay (Medical Payments Coverage)
This is often the fastest and most straightforward source of early compensation. MedPay is typically found in automobile or homeowners insurance policies and covers a set amount of medical expenses regardless of fault. Even though MedPay amounts are often limited, they can be extremely helpful to cover ER visits, wound care, and initial treatments.
2. Restitution Ordered by the Court
If the dog owner receives a citation or criminal charge (such as through Animal Protection Police or local code violations), the General District Court can order them to pay restitution to the victim. This can be valuable for early compensation and can even be enforced without waiting for a civil lawsuit.
3. Private Disability Insurance
Some victims already have short-term or long-term disability insurance, either privately or through their employer. These policies can help replace income if injuries keep you from working, even before a lawsuit is filed.
One may wonder if there are any risks associated with accepting early compensation. The answer is no, it will not reduce the total damages you may be awarded if you pursue a lawsuit later.
“The law does not punish the victim for having the foresight or intellect to get their own insurance or other protection,” says Lawyer Doug Landau.
However, there can be complications. For example, MedPay can be disputed if the treatment doesn’t meet certain requirements (e.g., if the insurance disputes whether it was “reasonable and causally related”). Furthermore, restitution may require your time and presence at court hearings.
Still, there are many more pros to early compensation, most obviously being the immediate financial relief that can cover urgent medical costs and reduce stress and anxiety. Additionally, you can still pursue full compensation through a lawsuit later if necessary.
If you or someone you love is injured and seeking financial compensation, don’t wait. Lawyer Doug Landau and the team at ABRAMS LANDAU, Ltd. are committed to advocating for those injured and ensuring they receive the care and compensation they need. Contact us today to get experienced legal help in personal injury cases at frontdesk@landaulawshop.com or call/text us at (703) 796-9555.