Many private disability insurance companies have rules about what you must do to continue receive benefits. For Short Term Disability (“STD”), most insurance companies require simply that the insured be disabled from their “OWN OCCUPATION.” This “Own Occ” requirement means that you cannot perform the essential requirements of your own job. Usually, after a…
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What facts are important to win a Disability Income claim ? Are there “magic words” or phrases that the Judges look for ? Herndon lawyer Doug Landau represents disabled workers before the Federal Social Security Administration has won these cases and Hearings over the last 20 years by showing the following on behalf of the…
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One recurrent question clients and their families ask is, “Why does the federal government take so long to get to, and then decide, our Social Security Disability case?” A huge number of cases are filed each year, and there are several stages at which they can be denied or delayed. As the graph on page…
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Forgive me. I am one of those people who need a picture or diagram to understand process and procedure. A diagram or flow chart enables me to grasp multi-step processes and then explain them to my clients. For example, I show the steps necessary to prevail in a Social Security Disability Income claim as a…
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