What is “MedPay”and can I collect it if I am hurt at a store, office building or private home ?
Posted by: Doug in Dog Bites and Animal Attacks, Insurance Coverage, Negligence Cases, Premises liability, Slip and Fall Accidents, brain injuryThe short answer is “yes,” you can collect medpay if you are injured at a store, office building or home. Medpay is short for “Medical Payments” insurance, which generally covers medical bills incurred, by someone legally on the property, who is hurt, up to the limit of the insurance. So, if a client slips, falls, and cracks his skull because the Defendant Store had a leaky roof that dripped water for years and froze in the winter, the client could collect on the medpay insurance. If the store had a $5,000 medpay policy, he could collect those funds, generally for bills that were reasonable, related to this accident and not the product of over treatment. Usually such medpay (or “no fault” policies) require that payments be made only for medical bills incurred within a year of the accident. This type of policy comes in very handy for clients who have no health insurance. It is also great “Public Relations” for the store and saves them from many lawsuits. The managers on duty typically run up and say, “It’s OK, we’ll pay for your medical care.” They do not say, however, that there are monetary and time limits. Private homes and officve buildings can also have “medpay coverage.” So if you, or someone you know is injured due to a dangerous or defective building, store or home, please call us at ABRAMS LANDAU, Ltd. We can investigate not only the liability claim to determine fault but there may also be medpay or other “no fault” type coverages available to help get you back on the road to recovery.



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